If you’ve been in a car accident in the Quad Cities, you may be facing a slew of legal questions and concerns. Who is liable for the accident? Who will pay for the damage to my vehicle? What happens if my insurance doesn’t cover all my medical bills? How do I figure out the settlement value of my case? What if the police report says I’m at fault even though I didn’t cause the accident?
These questions alone are enough to make anyone’s head spin. Throw in the added stresses of lost wages from missed work, trying to cope with your injuries, and dealing with the emotional fallout after a car accident, and you may find yourself overwhelmed. If you or a loved one has been injured in a car wreck, you may benefit from the assistance of an experienced Quad Cities car accident lawyer. Get answers to your questions below and discover how the personal injury attorneys at Winstein, Kavensky & Cunningham can help.
Understanding Liability in Car Accidents
When you get in an accident—whether it be with another car, a motorcycle, a large truck, a bus, or even a bicycle—establishing who is at fault for the collision is crucial. When it comes to accident claims, some states are considered at-fault states, while others are no-fault states. In a no-fault state, each driver involved files an accident claim with their own car insurance for compensation, regardless of who caused the crash.
Iowa and Illinois Are At-Fault States
In Iowa and Illinois, things aren’t quite so simple. Instead of each driver filing a claim with their own insurance, the insurance company of the driver who is found to be liable (i.e., responsible) is on the hook for the damages incurred, including physical injuries and property damage.
To make things even more complicated, both Iowa and Illinois practice the legal doctrine of comparative negligence, which allows injured drivers and passengers to be awarded a portion or percentage of damages even if they were partially at fault for the crash. If you were in a multi-car crash, trying to piece together liability can be even more confusing.
Determining Fault in Quad Cities Car Accidents
If your car accident occurred in Davenport, Bettendorf, Rock Island, Moline, or East Moline, you or your Quad Cities car accident lawyer will need to provide evidence that another driver’s negligent or reckless actions directly caused your car accident. Evidence may include, but is not limited to, photographs from the scene of the accident, corroborating accident reports by police, witness testimony, medical records, and other supporting documents.
By proving fault, you’ll be able to legitimize your claim and maximize your settlement. A settlement can cover your medical bills, lost wages, vehicle damage, and more. It may even provide compensation for pain and suffering or, in cases of wrongful death, end of life expenses.
How a Quad Cities Car Accident Lawyer Can Help
Not all car accidents necessarily require the help of a personal injury attorney. If there’s no question as to who caused the accident and there’s little to no property damage or physical injuries, you may be able to handle the accident claim process on your own.
However, if it’s unclear who is really at fault, significant vehicle damage or serious injuries are involved, or the insurance company tries to deny your claim, consulting a Quad Cities car accident lawyer can be instrumental in getting you fair, adequate compensation.
Standing up to Car Insurance Companies
Most people have no idea what they’re in for when they start communicating with car insurance companies. At the end of the day, big insurance companies are far more concerned with their profit margins than accident victims, even their own customers.
Not only can an experienced car accident attorney manage your claim, they also have the knowledge necessary to shut down slippery tactics insurance companies may use to diminish your settlement offer or deny your claim altogether. Insurance companies employ an army of adjusters and claims specialists whose jobs are to save the company money. With an attorney on your side, you help even the playing field.
Pursuing a Personal Injury Lawsuit
The good news is that most Quad Cities car accident claims do not result in a lawsuit, which can be a lengthier and more complex legal process. The more extensive the property damage and the more serious the injuries, though, the more likely that insurance alone may not cover all of your losses after an accident. Hiring experienced attorneys like those at Winstein, Kavensky & Cunningham means having an advocate who will fight relentlessly on your behalf from the moment you schedule your free consultation to the day you receive your settlement.
Get a Free Consultation With a Quad Cities Attorney
Have you or a loved one been injured in a car accident in the Quad Cities? If so, legal help is just one phone call away. Our law office located in Rock Island, Illinois serves all of the Quad Cities, including Davenport and Bettendorf, Iowa and Moline and East Moline, Illinois.
Call us at 309-794-9929 to schedule your free, no obligation consultation with a Quad Cities car accident lawyer. We’ll carefully review the details of your case and explain all your legal options after an accident at no charge.
Our legal team is also available for home and hospital visits, in addition to evening and weekend appointments. In addition, should you decide to use our services, you won’t pay us any fees unless we obtain a financial recovery on your behalf. Contact us today!